What is the most common complaint against First Atlantic Auto Credit LLC?

The most common issue consumers report about First Atlantic Auto Credit LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 1 complaints filed with the CFPB.

Are complaints against First Atlantic Auto Credit LLC increasing or decreasing?

Complaints against First Atlantic Auto Credit LLC are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is First Atlantic Auto Credit LLC's reputation grade?

First Atlantic Auto Credit LLC has a reputation grade of F (score: 46.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does First Atlantic Auto Credit LLC respond to consumer complaints?

First Atlantic Auto Credit LLC has a 0% timely response rate to CFPB complaints.

In how many states does First Atlantic Auto Credit LLC operate?

First Atlantic Auto Credit LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Nevada (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

First Atlantic Auto Credit LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record first-atlantic-auto-credit-llc First Atlantic Auto Credit LLC

Grade F · 1 CFPB filings · 0% timely · lead issue: Took or threatened to take negative or legal action · vol #4765 · compose #4496

VOL 1
GRADE F
12MO 1
STATES 1
TIMELY 0%
ISSUE Took or threatened to take…
RANK #4,765
COMPOSE #4,496

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

First Atlantic Auto Credit LLC's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of First Atlantic Auto Credit LLC's CFPB filings land in Nevada

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Nevada 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2015-06 33.3%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #4,765 volume; #4,496 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does First Atlantic Auto Credit LLC compare to its peers?

How does First Atlantic Auto Credit LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

First Atlantic Auto Cr… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-06 2025-07

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	1

Where do complaints against First Atlantic Auto Credit LLC come from?

First Atlantic Auto Credit LLC's own per-state count, not a national baseline.

Nevada

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for First Atlantic Auto Credit LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to First Atlantic Auto Credit LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.