What is the most common complaint against Dependable Debt Recovery?

The most common issue consumers report about Dependable Debt Recovery is "Attempts to collect debt not owed", specifically "Debt was already discharged in bankruptcy and is no longer owed". This is based on 3 complaints filed with the CFPB.

Are complaints against Dependable Debt Recovery increasing or decreasing?

Complaints against Dependable Debt Recovery are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Dependable Debt Recovery's reputation grade?

Dependable Debt Recovery has a reputation grade of F (score: 35.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Dependable Debt Recovery respond to consumer complaints?

Dependable Debt Recovery has a 0% timely response rate to CFPB complaints.

In how many states does Dependable Debt Recovery operate?

Dependable Debt Recovery has received CFPB complaints from consumers in 3 states, with the most complaints from California (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Dependable Debt Recovery - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

2
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record dependable-debt-recovery Dependable Debt Recovery

Grade F · 3 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #3646 · compose #5100

VOL 3
GRADE F
12MO 0
STATES 3
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #3,646
COMPOSE #5,100

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Dependable Debt Recovery's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Dependable Debt Recovery's CFPB filings land in California

High volume does not equal a clean composite: Dependable Debt Recovery is volume #3,646 but composite #5,100, while California dominates the geography. Corpus placement method.

Dominant state: California 33.3%; 1 of 3 filings · 3 states touched
Seasonal peak: 2017-09 14.3%; 8–15% band · 1 filings
Divergent corpus ranks: #3,646 volume; #5,100 composite; Cleanest-composite ladder is 1,454 places worse than volume

How does Dependable Debt Recovery compare to its peers?

How does Dependable Debt Recovery compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Dependable Debt Recove… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-09 2025-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
Took or threatened to take negative or legal action	1

Where do complaints against Dependable Debt Recovery come from?

Dependable Debt Recovery's own per-state count, not a national baseline.

California

1
Georgia

1
Pennsylvania

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Dependable Debt Recovery: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Dependable Debt Recovery: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.