What is the most common complaint against Credit Service of Central Washington, Inc.?

The most common issue consumers report about Credit Service of Central Washington, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 11 complaints filed with the CFPB.

Are complaints against Credit Service of Central Washington, Inc. increasing or decreasing?

Complaints against Credit Service of Central Washington, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Service of Central Washington, Inc.'s reputation grade?

Credit Service of Central Washington, Inc. has a reputation grade of D (score: 55.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Service of Central Washington, Inc. respond to consumer complaints?

Credit Service of Central Washington, Inc. has a 73% timely response rate to CFPB complaints. Consumers disputed the company's response in 33% of cases.

In how many states does Credit Service of Central Washington, Inc. operate?

Credit Service of Central Washington, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Washington (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Service of Central Washington, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

2
Written notification about debt

2
Took or threatened to take negative or legal action

2
False statements or representation

2
Communication tactics

2
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record credit-service-of-central-washington-inc Credit Service of Central Washington, Inc.

Grade D · 11 CFPB filings · 73% timely · lead issue: Attempts to collect debt not owed · vol #2396 · compose #3214

VOL 11
GRADE D
12MO 0
STATES 1
TIMELY 73%
DISPUTE 33%
ISSUE Attempts to collect debt n…
RANK #2,396
COMPOSE #3,214

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Service of Central Washington, Inc.'s 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Credit Service of Central Washington, Inc.'s CFPB filings land in Washington

High volume does not equal a clean composite: Credit Service of Central Washington, Inc. is volume #2,396 but composite #3,214, while Washington dominates the geography. Corpus placement method.

Dominant state: Washington 100.0%; 11 of 11 filings · 1 states touched
Spike month: 2019-08 25.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,396 volume; #3,214 composite; Cleanest-composite ladder is 818 places worse than volume

How does Credit Service of Central Washington, Inc. compare to its peers?

How does Credit Service of Central Washington, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Service of Cent… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

73%

100%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-08 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
Written notification about debt	2
Took or threatened to take negative or legal action	2
False statements or representation	2
Communication tactics	2
Taking/threatening an illegal action	1

Where do complaints against Credit Service of Central Washington, Inc. come from?

Credit Service of Central Washington, Inc.'s own per-state count, not a national baseline.

Washington

11

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Service of Central Washington, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to Credit Service of Central Washington, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.