What is the most common complaint against Credit Adjustment Services of Harrisburg, Inc?

The most common issue consumers report about Credit Adjustment Services of Harrisburg, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 10 complaints filed with the CFPB.

Are complaints against Credit Adjustment Services of Harrisburg, Inc increasing or decreasing?

Complaints against Credit Adjustment Services of Harrisburg, Inc have been stable. The company received 2 complaints in the last 12 months.

What is Credit Adjustment Services of Harrisburg, Inc's reputation grade?

Credit Adjustment Services of Harrisburg, Inc has a reputation grade of C (score: 58.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Adjustment Services of Harrisburg, Inc respond to consumer complaints?

Credit Adjustment Services of Harrisburg, Inc has a 90% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does Credit Adjustment Services of Harrisburg, Inc operate?

Credit Adjustment Services of Harrisburg, Inc has received CFPB complaints from consumers in 5 states, with the most complaints from Indiana (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Adjustment Services of Harrisburg, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

5
Written notification about debt

3
Communication tactics

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record credit-adjustment-services-of-harrisburg-inc Credit Adjustment Services of Harrisburg, Inc

Grade C · 10 CFPB filings · 90% timely · lead issue: Attempts to collect debt not owed · vol #2484 · compose #2578

VOL 10
GRADE C
12MO 2
STATES 5
TIMELY 90%
DISPUTE 50%
ISSUE Attempts to collect debt n…
RANK #2,484
COMPOSE #2,578

Volume peers

Nearest volume peer: 208 Capital Holdings LLC (10 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Adjustment Services of Harrisburg, Inc's 10 CFPB complaints sit next to 208 Capital Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

40.0% of Credit Adjustment Services of Harrisburg, Inc's CFPB filings land in Indiana

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Indiana 40.0%; 4 of 10 filings · 5 states touched
Seasonal peak: 2023-11 11.1%; 8–15% band · 4 filings
Corpus ranks: #2,484 volume; #2,578 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Credit Adjustment Services of Harrisburg, Inc compare to its peers?

How does Credit Adjustment Services of Harrisburg, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Adjustment Serv… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

90%

80%

91%

Consumer-dispute ratelower is better

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-08 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	5
Written notification about debt	3
Communication tactics	1
Improper contact or sharing of info	1

Where do complaints against Credit Adjustment Services of Harrisburg, Inc come from?

Credit Adjustment Services of Harrisburg, Inc's own per-state count, not a national baseline.

Indiana

4
Illinois

2
Kentucky

2
Maryland

1
Tennessee

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Adjustment Services of Harrisburg, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 10.

4 peers

Know your rights before responding to Credit Adjustment Services of Harrisburg, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.