What is the most common complaint against Clayton Holdings LLC?

The most common issue consumers report about Clayton Holdings LLC is "Disclosure verification of debt", specifically "Right to dispute notice not received". This is based on 1 complaints filed with the CFPB.

Are complaints against Clayton Holdings LLC increasing or decreasing?

Complaints against Clayton Holdings LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Clayton Holdings LLC's reputation grade?

Clayton Holdings LLC has a reputation grade of A (score: 93.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Clayton Holdings LLC respond to consumer complaints?

Clayton Holdings LLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Clayton Holdings LLC operate?

Clayton Holdings LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Oregon (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Clayton Holdings LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Disclosure verification of debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record clayton-holdings-llc Clayton Holdings LLC

Grade A · 1 CFPB filings · 100% timely · lead issue: Disclosure verification of debt · vol #4632 · compose #25

VOL 1
GRADE A
12MO 0
STATES 1
TIMELY 100%
DISPUTE 0%
ISSUE Disclosure verification of…
RANK #4,632
COMPOSE #25

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Clayton Holdings LLC's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Clayton Holdings LLC's CFPB filings land in Oregon

High volume does not equal a clean composite: Clayton Holdings LLC is volume #4,632 but composite #25, while Oregon dominates the geography. Corpus placement method.

Dominant state: Oregon 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2023-06 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,632 volume; #25 composite; Cleanest-composite ladder is 4,607 places better than volume

How does Clayton Holdings LLC compare to its peers?

How does Clayton Holdings LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Clayton Holdings LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-06 2025-06

Issue Detail Breakdown

Issue	Complaints
Disclosure verification of debt	1

Where do complaints against Clayton Holdings LLC come from?

Clayton Holdings LLC's own per-state count, not a national baseline.

Oregon

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Clayton Holdings LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Clayton Holdings LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.