What is the most common complaint against Chaparral Inc?

The most common issue consumers report about Chaparral Inc is "Written notification about debt", specifically "Didn't receive notice of right to dispute". This is based on 10 complaints filed with the CFPB.

Are complaints against Chaparral Inc increasing or decreasing?

Complaints against Chaparral Inc are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Chaparral Inc's reputation grade?

Chaparral Inc has a reputation grade of A (score: 74.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Chaparral Inc respond to consumer complaints?

Chaparral Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Chaparral Inc operate?

Chaparral Inc has received CFPB complaints from consumers in 1 states, with the most complaints from Ohio (10 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Chaparral Inc - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Written notification about debt

3
False statements or representation

2
Communication tactics

2
Attempts to collect debt not owed

1
Took or threatened to take negative or legal action

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record chaparral-inc Chaparral Inc

Grade A · 10 CFPB filings · 100% timely · lead issue: Written notification about debt · vol #2478 · compose #864

VOL 10
GRADE A
12MO 1
STATES 1
TIMELY 100%
DISPUTE 0%
ISSUE Written notification about…
RANK #2,478
COMPOSE #864

Volume peers

Nearest volume peer: 208 Capital Holdings LLC (10 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Chaparral Inc's 10 CFPB complaints sit next to 208 Capital Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Chaparral Inc's CFPB filings land in Ohio

High volume does not equal a clean composite: Chaparral Inc is volume #2,478 but composite #864, while Ohio dominates the geography. Corpus placement method.

Dominant state: Ohio 100.0%; 10 of 10 filings · 1 states touched
Seasonal peak: 2022-06 12.5%; 8–15% band · 2 filings
Divergent corpus ranks: #2,478 volume; #864 composite; Cleanest-composite ladder is 1,614 places better than volume

How does Chaparral Inc compare to its peers?

How does Chaparral Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Chaparral Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

70%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-08 2026-02

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	3
False statements or representation	2
Communication tactics	2
Attempts to collect debt not owed	1
Took or threatened to take negative or legal action	1
Improper contact or sharing of info	1

Where do complaints against Chaparral Inc come from?

Chaparral Inc's own per-state count, not a national baseline.

Ohio

10

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Chaparral Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 10.

4 peers

Know your rights before responding to Chaparral Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.