What is the most common complaint against Cam Credits, Inc.?

The most common issue consumers report about Cam Credits, Inc. is "Attempts to collect debt not owed", specifically "Debt was paid". This is based on 3 complaints filed with the CFPB.

Are complaints against Cam Credits, Inc. increasing or decreasing?

Complaints against Cam Credits, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Cam Credits, Inc.'s reputation grade?

Cam Credits, Inc. has a reputation grade of B (score: 70.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Cam Credits, Inc. respond to consumer complaints?

Cam Credits, Inc. has a 100% timely response rate to CFPB complaints.

In how many states does Cam Credits, Inc. operate?

Cam Credits, Inc. has received CFPB complaints from consumers in 1 states, with the most complaints from Oregon (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Cam Credits, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

2
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record cam-credits-inc Cam Credits, Inc.

Grade B · 3 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #3598 · compose #1227

VOL 3
GRADE B
12MO 0
STATES 1
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #3,598
COMPOSE #1,227

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Cam Credits, Inc.'s 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Cam Credits, Inc.'s CFPB filings land in Oregon

High volume does not equal a clean composite: Cam Credits, Inc. is volume #3,598 but composite #1,227, while Oregon dominates the geography. Corpus placement method.

Dominant state: Oregon 100.0%; 3 of 3 filings · 1 states touched
Spike month: 2020-07 25.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,598 volume; #1,227 composite; Cleanest-composite ladder is 2,371 places better than volume

How does Cam Credits, Inc. compare to its peers?

How does Cam Credits, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Cam Credits, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

67%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-07 2024-05

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	2
Written notification about debt	1

Where do complaints against Cam Credits, Inc. come from?

Cam Credits, Inc.'s own per-state count, not a national baseline.

Oregon

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Cam Credits, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Cam Credits, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.