What is the most common complaint against C&F Mortgage Corporation?

The most common issue consumers report about C&F Mortgage Corporation is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 11 complaints filed with the CFPB.

Are complaints against C&F Mortgage Corporation increasing or decreasing?

Complaints against C&F Mortgage Corporation are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is C&F Mortgage Corporation's reputation grade?

C&F Mortgage Corporation has a reputation grade of F (score: 48.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does C&F Mortgage Corporation respond to consumer complaints?

C&F Mortgage Corporation has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 100% of cases.

In how many states does C&F Mortgage Corporation operate?

C&F Mortgage Corporation has received CFPB complaints from consumers in 1 states, with the most complaints from Virginia (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

C&F Mortgage Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

8
Written notification about debt

2
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record c-f-mortgage-corporation C&F Mortgage Corporation

Grade F · 11 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #2383 · compose #4279

VOL 11
GRADE F
12MO 0
STATES 1
TIMELY 100%
DISPUTE 100%
ISSUE Took or threatened to take…
RANK #2,383
COMPOSE #4,279

Volume peers

Nearest volume peer: Accounts Interchange Group LLC (11 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

C&F Mortgage Corporation's 11 CFPB complaints sit next to Accounts Interchange Group LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of C&F Mortgage Corporation's CFPB filings land in Virginia

High volume does not equal a clean composite: C&F Mortgage Corporation is volume #2,383 but composite #4,279, while Virginia dominates the geography. Corpus placement method.

Dominant state: Virginia 100.0%; 11 of 11 filings · 1 states touched
Spike month: 2024-12 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,383 volume; #4,279 composite; Cleanest-composite ladder is 1,896 places worse than volume

How does C&F Mortgage Corporation compare to its peers?

How does C&F MORTGAGE CORPORATION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

C&F MORTGAGE CORPORATI… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

100%

10%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-12 2024-12

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	8
Written notification about debt	2
Cont'd attempts collect debt not owed	1

Where do complaints against C&F Mortgage Corporation come from?

C&F Mortgage Corporation's own per-state count, not a national baseline.

Virginia

11

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for C&F Mortgage Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 11.

4 peers

Know your rights before responding to C&F Mortgage Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.