What is the most common complaint against BCO Consulting Services?

The most common issue consumers report about BCO Consulting Services is "False statements or representation". This is based on 1 complaints filed with the CFPB.

Are complaints against BCO Consulting Services increasing or decreasing?

Complaints against BCO Consulting Services are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is BCO Consulting Services's reputation grade?

BCO Consulting Services has a reputation grade of B (score: 62.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does BCO Consulting Services respond to consumer complaints?

BCO Consulting Services has a 50% timely response rate to CFPB complaints.

In how many states does BCO Consulting Services operate?

BCO Consulting Services has received CFPB complaints from consumers in 1 states, with the most complaints from Indiana (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

BCO Consulting Services - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade B.

Compiled by PlainCollector

False statements or representation

1

Data updated September 2026

CFPB complaint disposition

CCDB record bco-consulting-services BCO Consulting Services

Grade B · 1 CFPB filings · 50% timely · lead issue: False statements or representation · vol #4543 · compose #2012

VOL 1
GRADE B
12MO 0
STATES 1
TIMELY 50%
ISSUE False statements or repres…
RANK #4,543
COMPOSE #2,012

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

BCO Consulting Services's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of BCO Consulting Services's CFPB filings land in Indiana

High volume does not equal a clean composite: BCO Consulting Services is volume #4,543 but composite #2,012, while Indiana dominates the geography. Corpus placement method.

Dominant state: Indiana 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2025-09 100.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,543 volume; #2,012 composite; Cleanest-composite ladder is 2,531 places better than volume

How does BCO Consulting Services compare to its peers?

How does BCO Consulting Services compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

BCO Consulting Service… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

50%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-09 2025-09

Issue Detail Breakdown

Issue	Complaints
False statements or representation	1

Where do complaints against BCO Consulting Services come from?

BCO Consulting Services's own per-state count, not a national baseline.

Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for BCO Consulting Services: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to BCO Consulting Services: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.