What is the most common complaint against Bayfield Financial, LLC?

The most common issue consumers report about Bayfield Financial, LLC is "Taking/threatening an illegal action", specifically "Sued where didn't live/sign for debt". This is based on 3 complaints filed with the CFPB.

Are complaints against Bayfield Financial, LLC increasing or decreasing?

Complaints against Bayfield Financial, LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Bayfield Financial, LLC's reputation grade?

Bayfield Financial, LLC has a reputation grade of C (score: 59.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Bayfield Financial, LLC respond to consumer complaints?

Bayfield Financial, LLC has a 33% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Bayfield Financial, LLC operate?

Bayfield Financial, LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Wisconsin (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Bayfield Financial, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

Taking/threatening an illegal action

2
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record bayfield-financial-llc Bayfield Financial, LLC

Grade C · 3 CFPB filings · 33% timely · lead issue: Taking/threatening an illegal action · vol #3579 · compose #2387

VOL 3
GRADE C
12MO 0
STATES 1
TIMELY 33%
DISPUTE 0%
ISSUE Taking/threatening an ille…
RANK #3,579
COMPOSE #2,387

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Bayfield Financial, LLC's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Bayfield Financial, LLC's CFPB filings land in Wisconsin

High volume does not equal a clean composite: Bayfield Financial, LLC is volume #3,579 but composite #2,387, while Wisconsin dominates the geography. Corpus placement method.

Dominant state: Wisconsin 100.0%; 3 of 3 filings · 1 states touched
Spike month: 2025-05 27.3%; 3 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,579 volume; #2,387 composite; Cleanest-composite ladder is 1,192 places better than volume

How does Bayfield Financial, LLC compare to its peers?

How does Bayfield Financial, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Bayfield Financial, LL… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

33%

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-02 2025-11

Issue Detail Breakdown

Issue	Complaints
Taking/threatening an illegal action	2
Cont'd attempts collect debt not owed	1

Where do complaints against Bayfield Financial, LLC come from?

Bayfield Financial, LLC's own per-state count, not a national baseline.

Wisconsin

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Bayfield Financial, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Bayfield Financial, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.