What is the most common complaint against B & B Financial Services Inc?

The most common issue consumers report about B & B Financial Services Inc is "Communication tactics", specifically "Not given enough info to verify debt". This is based on 7 complaints filed with the CFPB.

Are complaints against B & B Financial Services Inc increasing or decreasing?

Complaints against B & B Financial Services Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is B & B Financial Services Inc's reputation grade?

B & B Financial Services Inc has a reputation grade of B (score: 63.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does B & B Financial Services Inc respond to consumer complaints?

B & B Financial Services Inc has a 71% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does B & B Financial Services Inc operate?

B & B Financial Services Inc has received CFPB complaints from consumers in 3 states, with the most complaints from Indiana (4 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

B & B Financial Services Inc - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade B.

Compiled by PlainCollector

Communication tactics

3
Disclosure verification of debt

2
False statements or representation

1
Taking/threatening an illegal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record b-b-financial-services-inc B & B Financial Services Inc

Grade B · 7 CFPB filings · 71% timely · lead issue: Communication tactics · vol #2785 · compose #1991

VOL 7
GRADE B
12MO 0
STATES 3
TIMELY 71%
DISPUTE 14%
ISSUE Communication tactics
RANK #2,785
COMPOSE #1,991

Volume peers

Nearest volume peer: Account Services Inc. (7 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

B & B Financial Services Inc's 7 CFPB complaints sit next to Account Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

57.1% of B & B Financial Services Inc's CFPB filings land in Indiana

High volume does not equal a clean composite: B & B Financial Services Inc is volume #2,785 but composite #1,991, while Indiana dominates the geography. Corpus placement method.

Dominant state: Indiana 57.1%; 4 of 7 filings · 3 states touched
Spike month: 2024-01 20.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,785 volume; #1,991 composite; Cleanest-composite ladder is 794 places better than volume

How does B & B Financial Services Inc compare to its peers?

How does B & B FINANCIAL SERVICES INC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

B & B FINANCIAL SERVIC… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

71%

100%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2019-07 2026-03

Issue Detail Breakdown

Issue	Complaints
Communication tactics	3
Disclosure verification of debt	2
False statements or representation	1
Taking/threatening an illegal action	1

Where do complaints against B & B Financial Services Inc come from?

B & B Financial Services Inc's own per-state count, not a national baseline.

Indiana

4
Kentucky

2
Idaho

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for B & B Financial Services Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 7.

4 peers

Know your rights before responding to B & B Financial Services Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.