What is the most common complaint against Auto Acceptance, LLC?

The most common issue consumers report about Auto Acceptance, LLC is "Attempts to collect debt not owed", specifically "Threatened to arrest you or take you to jail if you do not pay". This is based on 3 complaints filed with the CFPB.

Are complaints against Auto Acceptance, LLC increasing or decreasing?

Complaints against Auto Acceptance, LLC are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Auto Acceptance, LLC's reputation grade?

Auto Acceptance, LLC has a reputation grade of F (score: 36.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Auto Acceptance, LLC respond to consumer complaints?

Auto Acceptance, LLC has a 0% timely response rate to CFPB complaints.

In how many states does Auto Acceptance, LLC operate?

Auto Acceptance, LLC has received CFPB complaints from consumers in 3 states, with the most complaints from Illinois (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Auto Acceptance, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

1
Written notification about debt

1
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record auto-acceptance-llc Auto Acceptance, LLC

Grade F · 3 CFPB filings · 0% timely · lead issue: Attempts to collect debt not owed · vol #3572 · compose #5064

VOL 3
GRADE F
12MO 1
STATES 3
TIMELY 0%
ISSUE Attempts to collect debt n…
RANK #3,572
COMPOSE #5,064

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Auto Acceptance, LLC's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Auto Acceptance, LLC's CFPB filings land in Illinois

High volume does not equal a clean composite: Auto Acceptance, LLC is volume #3,572 but composite #5,064, while Illinois dominates the geography. Corpus placement method.

Dominant state: Illinois 33.3%; 1 of 3 filings · 3 states touched
Seasonal peak: 2024-04 11.1%; 8–15% band · 1 filings
Divergent corpus ranks: #3,572 volume; #5,064 composite; Cleanest-composite ladder is 1,492 places worse than volume

How does Auto Acceptance, LLC compare to its peers?

How does Auto Acceptance, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Auto Acceptance, LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	1
Written notification about debt	1
Took or threatened to take negative or legal action	1

Where do complaints against Auto Acceptance, LLC come from?

Auto Acceptance, LLC's own per-state count, not a national baseline.

Illinois

1
Ohio

1
Virginia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Auto Acceptance, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to Auto Acceptance, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.