What is the most common complaint against American Pacific Mortgage?

The most common issue consumers report about American Pacific Mortgage is "Took or threatened to take negative or legal action", specifically "Seized or attempted to seize your property". This is based on 1 complaints filed with the CFPB.

Are complaints against American Pacific Mortgage increasing or decreasing?

Complaints against American Pacific Mortgage are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is American Pacific Mortgage's reputation grade?

American Pacific Mortgage has a reputation grade of A (score: 80.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does American Pacific Mortgage respond to consumer complaints?

American Pacific Mortgage has a 100% timely response rate to CFPB complaints.

In how many states does American Pacific Mortgage operate?

American Pacific Mortgage has received CFPB complaints from consumers in 1 states, with the most complaints from Indiana (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

American Pacific Mortgage - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record american-pacific-mortgage American Pacific Mortgage

Grade A · 1 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #4483 · compose #293

VOL 1
GRADE A
12MO 0
STATES 1
TIMELY 100%
ISSUE Took or threatened to take…
RANK #4,483
COMPOSE #293

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

American Pacific Mortgage's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of American Pacific Mortgage's CFPB filings land in Indiana

High volume does not equal a clean composite: American Pacific Mortgage is volume #4,483 but composite #293, while Indiana dominates the geography. Corpus placement method.

Dominant state: Indiana 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2015-02 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,483 volume; #293 composite; Cleanest-composite ladder is 4,190 places better than volume

How does American Pacific Mortgage compare to its peers?

How does AMERICAN PACIFIC MORTGAGE compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

AMERICAN PACIFIC MORTG… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-02 2015-12

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	1

Where do complaints against American Pacific Mortgage come from?

American Pacific Mortgage's own per-state count, not a national baseline.

Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for American Pacific Mortgage: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to American Pacific Mortgage: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.