What is the most common complaint against American Credit - Credit Repair Centers?

The most common issue consumers report about American Credit - Credit Repair Centers is "Took or threatened to take negative or legal action". This is based on 1 complaints filed with the CFPB.

Are complaints against American Credit - Credit Repair Centers increasing or decreasing?

Complaints against American Credit - Credit Repair Centers are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is American Credit - Credit Repair Centers's reputation grade?

American Credit - Credit Repair Centers has a reputation grade of A (score: 81.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does American Credit - Credit Repair Centers respond to consumer complaints?

American Credit - Credit Repair Centers has a 100% timely response rate to CFPB complaints.

In how many states does American Credit - Credit Repair Centers operate?

American Credit - Credit Repair Centers has received CFPB complaints from consumers in 1 states, with the most complaints from California (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

American Credit - Credit Repair Centers - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record american-credit-credit-repair-centers American Credit - Credit Repair Centers

Grade A · 1 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #4477 · compose #200

VOL 1
GRADE A
12MO 1
STATES 1
TIMELY 100%
ISSUE Took or threatened to take…
RANK #4,477
COMPOSE #200

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

American Credit - Credit Repair Centers's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of American Credit - Credit Repair Centers's CFPB filings land in California

High volume does not equal a clean composite: American Credit - Credit Repair Centers is volume #4,477 but composite #200, while California dominates the geography. Corpus placement method.

Dominant state: California 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2018-07 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,477 volume; #200 composite; Cleanest-composite ladder is 4,277 places better than volume

How does American Credit - Credit Repair Centers compare to its peers?

How does American Credit - Credit Repair Centers compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

American Credit - Cred… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-07 2024-06

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	1

Where do complaints against American Credit - Credit Repair Centers come from?

American Credit - Credit Repair Centers's own per-state count, not a national baseline.

California

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for American Credit - Credit Repair Centers: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to American Credit - Credit Repair Centers: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.