What is the most common complaint against American Acceptance Co., LLC?

The most common issue consumers report about American Acceptance Co., LLC is "Cont'd attempts collect debt not owed", specifically "Debt is not mine". This is based on 1 complaints filed with the CFPB.

Are complaints against American Acceptance Co., LLC increasing or decreasing?

Complaints against American Acceptance Co., LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is American Acceptance Co., LLC's reputation grade?

American Acceptance Co., LLC has a reputation grade of C (score: 57.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does American Acceptance Co., LLC respond to consumer complaints?

American Acceptance Co., LLC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does American Acceptance Co., LLC operate?

American Acceptance Co., LLC has received CFPB complaints from consumers in 1 states, with the most complaints from Indiana (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

American Acceptance Co., LLC - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade C.

Compiled by PlainCollector

Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record american-acceptance-co-llc American Acceptance Co., LLC

Grade C · 1 CFPB filings · 0% timely · lead issue: Cont'd attempts collect debt not owed · vol #4475 · compose #2741

VOL 1
GRADE C
12MO 0
STATES 1
TIMELY 0%
DISPUTE 0%
ISSUE Cont'd attempts collect de…
RANK #4,475
COMPOSE #2,741

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

American Acceptance Co., LLC's 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of American Acceptance Co., LLC's CFPB filings land in Indiana

High volume does not equal a clean composite: American Acceptance Co., LLC is volume #4,475 but composite #2,741, while Indiana dominates the geography. Corpus placement method.

Dominant state: Indiana 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2021-10 33.3%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #4,475 volume; #2,741 composite; Cleanest-composite ladder is 1,734 places better than volume

How does American Acceptance Co., LLC compare to its peers?

How does American Acceptance Co., LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

American Acceptance Co… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-04 2021-10

Issue Detail Breakdown

Issue	Complaints
Cont'd attempts collect debt not owed	1

Where do complaints against American Acceptance Co., LLC come from?

American Acceptance Co., LLC's own per-state count, not a national baseline.

Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for American Acceptance Co., LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to American Acceptance Co., LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.