What is the most common complaint against Alliance Acceptance Corp.?

The most common issue consumers report about Alliance Acceptance Corp. is "Electronic communications", specifically "Used obscene, profane, or other abusive language". This is based on 1 complaints filed with the CFPB.

Are complaints against Alliance Acceptance Corp. increasing or decreasing?

Complaints against Alliance Acceptance Corp. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Alliance Acceptance Corp.'s reputation grade?

Alliance Acceptance Corp. has a reputation grade of F (score: 45.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Alliance Acceptance Corp. respond to consumer complaints?

Alliance Acceptance Corp. has a 0% timely response rate to CFPB complaints.

In how many states does Alliance Acceptance Corp. operate?

Alliance Acceptance Corp. has received CFPB complaints from consumers in 1 states, with the most complaints from California (1 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alliance Acceptance Corp. - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade F.

Compiled by PlainCollector

Electronic communications

1

Data updated September 2026

CFPB complaint disposition

CCDB record alliance-acceptance-corp Alliance Acceptance Corp.

Grade F · 1 CFPB filings · 0% timely · lead issue: Electronic communications · vol #4461 · compose #4605

VOL 1
GRADE F
12MO 0
STATES 1
TIMELY 0%
ISSUE Electronic communications
RANK #4,461
COMPOSE #4,605

Volume peers

Nearest volume peer: 245 Holdings LLC (1 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Alliance Acceptance Corp.'s 1 CFPB complaints sit next to 245 Holdings LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of Alliance Acceptance Corp.'s CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: California 100.0%; 1 of 1 filings · 1 states touched
Spike month: 2015-10 50.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #4,461 volume; #4,605 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Alliance Acceptance Corp. compare to its peers?

How does Alliance Acceptance Corp. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Alliance Acceptance Co… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-10 2017-05

Issue Detail Breakdown

Issue	Complaints
Electronic communications	1

Where do complaints against Alliance Acceptance Corp. come from?

Alliance Acceptance Corp.'s own per-state count, not a national baseline.

California

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Alliance Acceptance Corp.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 1.

4 peers

Know your rights before responding to Alliance Acceptance Corp.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.