What is the most common complaint against AGS Financial, Inc?

The most common issue consumers report about AGS Financial, Inc is "False statements or representation", specifically "Didn't receive notice of right to dispute". This is based on 3 complaints filed with the CFPB.

Are complaints against AGS Financial, Inc increasing or decreasing?

Complaints against AGS Financial, Inc are rising. The company received 1 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is AGS Financial, Inc's reputation grade?

AGS Financial, Inc has a reputation grade of B (score: 71.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does AGS Financial, Inc respond to consumer complaints?

AGS Financial, Inc has a 100% timely response rate to CFPB complaints.

In how many states does AGS Financial, Inc operate?

AGS Financial, Inc has received CFPB complaints from consumers in 1 states, with the most complaints from North Carolina (3 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

AGS Financial, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 1 states, reputation grade B.

Compiled by PlainCollector

False statements or representation

2
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record ags-financial-inc AGS Financial, Inc

Grade B · 3 CFPB filings · 100% timely · lead issue: False statements or representation · vol #3557 · compose #1103

VOL 3
GRADE B
12MO 1
STATES 1
TIMELY 100%
ISSUE False statements or repres…
RANK #3,557
COMPOSE #1,103

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

AGS Financial, Inc's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

100.0% of AGS Financial, Inc's CFPB filings land in North Carolina

High volume does not equal a clean composite: AGS Financial, Inc is volume #3,557 but composite #1,103, while North Carolina dominates the geography. Corpus placement method.

Dominant state: North Carolina 100.0%; 3 of 3 filings · 1 states touched
Spike month: 2022-05 33.3%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,557 volume; #1,103 composite; Cleanest-composite ladder is 2,454 places better than volume

How does AGS Financial, Inc compare to its peers?

How does AGS Financial, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

AGS Financial, Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-05 2025-12

Issue Detail Breakdown

Issue	Complaints
False statements or representation	2
Written notification about debt	1

Where do complaints against AGS Financial, Inc come from?

AGS Financial, Inc's own per-state count, not a national baseline.

North Carolina

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for AGS Financial, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to AGS Financial, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.