PlainCollector — Debt Collector Grades, Guides & Research https://plaincollector.com Plain-language analyses of the CFPB Consumer Complaint Database: debt-collector reputation grades, consumer-rights guides, and original research from PlainCollector, an independent consumer-data publisher. en-us Fri, 19 Jun 2026 07:14:32 GMT <![CDATA[Your Rights Under the FDCPA: A Complete Guide to Debt Collection Rules]]> https://plaincollector.com/guides/fdcpa-rights-guide/ https://plaincollector.com/guides/fdcpa-rights-guide/ Guides <![CDATA[How to Write a Debt Validation Letter (Template + Guide)]]> https://plaincollector.com/guides/debt-validation-letter/ https://plaincollector.com/guides/debt-validation-letter/ Guides <![CDATA[How to Verify a Debt Collector Is Legitimate]]> https://plaincollector.com/guides/verify-debt-collector/ https://plaincollector.com/guides/verify-debt-collector/ Guides <![CDATA[What Happens If You Ignore a Debt Collector: State-by-State Guide]]> https://plaincollector.com/guides/ignoring-debt-collector/ https://plaincollector.com/guides/ignoring-debt-collector/ Guides <![CDATA[Debt Statute of Limitations: How Long a Collector Can Sue]]> https://plaincollector.com/guides/statute-of-limitations-guide/ https://plaincollector.com/guides/statute-of-limitations-guide/ Guides <![CDATA[How to Protect Yourself From Debt Collection Scams]]> https://plaincollector.com/guides/protect-yourself-from-debt-scams/ https://plaincollector.com/guides/protect-yourself-from-debt-scams/ Guides <![CDATA[Understanding PlainCollector Reputation Grades]]> https://plaincollector.com/guides/understanding-reputation-grades/ https://plaincollector.com/guides/understanding-reputation-grades/ Guides <![CDATA[Top 10 US Debt Collectors by CFPB Consumer Complaint Volume]]> https://plaincollector.com/research/top-debt-collectors-by-cfpb-complaint-volume/ https://plaincollector.com/research/top-debt-collectors-by-cfpb-complaint-volume/ Research <![CDATA[Top US Debt Collectors by Recent (12-Month) CFPB Complaint Trend]]> https://plaincollector.com/research/top-debt-collectors-by-recent-complaint-trend/ https://plaincollector.com/research/top-debt-collectors-by-recent-complaint-trend/ Research <![CDATA[Top US States by Debt-Collection CFPB Complaint Volume]]> https://plaincollector.com/research/top-states-by-debt-collection-complaints/ https://plaincollector.com/research/top-states-by-debt-collection-complaints/ Research <![CDATA[What Consumers Complain About Most in Debt Collection]]> https://plaincollector.com/research/what-consumers-complain-about-most/ https://plaincollector.com/research/what-consumers-complain-about-most/ Research <![CDATA[Debt Collectors With the Highest Consumer-Dispute Rates]]> https://plaincollector.com/research/debt-collectors-with-worst-response-rates/ https://plaincollector.com/research/debt-collectors-with-worst-response-rates/ Research